Updates and payments additions

.gitignore

@@ -1,16 +1,47 @@
-# Compiled class file
-*.class
+# --- Gradle ---
+build/
+.gradle/
 
-# Log file
+# --- IDE: IntelliJ ---
+.idea/
+*.iml
+*.ipr
+*.iws
+out/
+
+# --- IDE: Eclipse / STS ---
+.apt_generated
+.classpath
+.factorypath
+.project
+.settings/
+.springBeans
+.sts4-cache
+bin/
+
+# --- IDE: VS Code ---
+.vscode/
+
+# --- IDE: NetBeans ---
+/nbproject/private/
+nbbuild/
+dist/
+nbdist/
+.nb-gradle/
+
+# --- OS ---
+.DS_Store
+Thumbs.db
+
+# --- Logs & temp ---
 *.log
+logs/
+nohup.out
+hs_err_pid*
+replay_pid*
 
-# BlueJ files
-*.ctxt
-
-# Mobile Tools for Java (J2ME)
-.mtj.tmp/
-
-# Package Files #
+# --- Compiled / packaged ---
+*.class
 *.jar
 *.war
 *.nar
@@ -18,7 +49,15 @@
 *.zip
 *.tar.gz
 *.rar
+*.ctxt
+.mtj.tmp/
 
-# virtual machine crash logs, see http://www.java.com/en/download/help/error_hotspot.xml
-hs_err_pid*
-replay_pid*
+# Keep the Gradle wrapper despite the *.jar rule above (last match wins)
+!gradle/wrapper/gradle-wrapper.jar
+!gradle/wrapper/gradle-wrapper.properties
+
+# --- Local env / secrets (keep real credentials out of the repo) ---
+.env
+.env.*
+application-local.yml
+application-local.yaml